5 Open the exported file in photoshop. For this tutorial I am using a stock photo image. You can create your own wood grain (a good tutorial on wood grain can be found at Deep Space Web.) Duplicate the wood layer and rotate the duplicate 90º. While we have the layer active that contains the HORIZONTAL grain, control click (command click MAC) on the layer “horizontals” in the layer pallet. You should now have a selection of the horizontal window frame parts. Do a “Select/Invert” and delete the unwanted parts. Merge this with the vertical wood grain.

6 Now add a new channel to the file. Copy and paste the “bump map” art from its layer into the channel. Do a gaussian blur on this “bump map” channel, just enough to soften the edges. Go back to “layers” and with the wood grain layer active, choose “Filter/Render/Lighting Effects”

7 Control click the "Red Frame" layer, invert the selection, delete the unneeded wood grain from the wood layer.

8 Duplicate the Red Frame layer and use "hue and saturation" to desaturate the frame. Set the layer to "hard Light". This will enhance the highlights and shadows.

9 Set the "Red Frame" layer to color mode and adjust the opacity to get the desired color of wood.

8 Add drop shadows and art in windows.

Click here to see a finished sample used for a company Christmas Card. A nineteenth century greeting card was used for the landscape and decorations, "frost" was added into the windows using white added to a layer set to "screen".